DeSoto County Bank Customer Benefits

• Free, 24 hour access to account information
• No annual credit card fee
• Reduced service charge for direct deposits and eStatements
• Comparative account analysis
• Local loan decision-makers

We have very competitive rates on Certificates of Deposit. Call us at (662) 393-3277 to check specific rates and maturities.

Personal Accounts - Checking and Savings
	DeSoto Hometown Checking	DeSoto Prime Checking (Age 62+)	DeSoto Select Checking
Minimum Opening Deposit	$100	$500	$2,500
Monthly Service Charge	$6   No monthly service charge with direct deposit	$6 No monthly service charge when you maintain a  $500 daily balance	$10 No monthly service charge when you maintain a $2,500 daily balance
Interest Earned	N/A	N/A	Yes
E-Statements	Available	Available	Available
Unlimited Check Writing	Complimentary	Complimentary	Complimentary
DeSoto Bank Checks	Prices vary by selection	Complimentary	First order (50) complimentary
Debit Card	Complimentary	Complimentary	Complimentary
Foreign ATM Fee	Fees apply	Fees apply	Fees apply
Online Banking	Complimentary	Complimentary	Complimentary
Bill Pay	Complimentary	Complimentary	Complimentary
Safe Deposit Box	Fees apply	Fees apply	Fees apply
Notary Service	Complimentary	Complimentary	Complimentary
Official Checks	Fees apply	Complimentary	Fees apply
Interest will be paid on average collected balance

Personal Accounts - Checking and Savings
	DeSoto Plus Checking	DeSoto Money Market	DeSoto Savings
Minimum Opening Deposit	$10,000	$2,500	$100
Monthly Service Charge	$15 No monthly service charge when you maintain a $10,000 daily balance OR $50,000 Total Banking Relationship*	$10 No monthly service charge when you maintain a $2,500 daily balance	$6 No monthly service charge when you maintain a $500.00 daily balance
Interest Earned	Yes	Yes	Yes
E-Statements	Available	Available	Available
Unlimited Check Writing	Complimentary	6 Withdrawals per month	6 Withdrawals per month
DeSoto Bank Checks	Complimentary	N/A	N/A
Debit Card	Complimentary	Complimentary	N/A
Foreign ATM Fee	Complimentary	Fees apply	N/A
Online Banking	Complimentary	Complimentary	N/A
Bill Pay	Complimentary	Complimentary	N/A
Safe Deposit Box	50% Discount	Fees apply	Fees apply
Notary Service	Complimentary	Complimentary	Complimentary
Official Checks	Complimentary	Fees apply	Fees apply
Interest will be paid on average collected balance *Banking relationship means one owner with aggregate balances (loan and deposits) of $50,000 or greater