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DeSoto County Bank Customer Benefits
  • Free, 24 hour access to account information
  • No annual credit card fee
  • Reduced service charge for direct deposits and eStatements
  • Comparative account analysis
  • Local loan decision-makers
Business Account Information - Checking
 DeSoto Small Business CheckingDeSoto Commercial CheckingDeSoto Business Checking
Minimum Opening Deposit$100 $100 $5,000
Monthly Service ChargeNoneEarnings credit to offset service fees*$12
No monthly fee when you maintain a $5,000 daily balance
Interest Earned N/AN/A Yes
E-Statements AvailableAvailableAvailable
Check Writing/ Withdrawals50 items at no charge; $.20 per item thereafter100 items at no charge; $.20 per item thereafter
Debit CardComplimentaryComplimentaryComplimentary
Online BankingComplimentaryComplimentaryComplimentary
Bill PayComplimentaryComplimentaryComplimentary
                        Interest will be paid on average collected balance
*Ask your banking representative for the account analysis service fees that apply to this account

Business Account Information - Savings
 DeSoto Business
Money Market
DeSoto Business Savings
Minimum Opening Deposit $5,000$1,000 
Monthly Service Charge
$10
No monthly fee when you maintain a $5,000 daily balance
$10
No monthly fee when you maintain a $1,000 daily balance
Interest EarnedYesYes
E-StatementsAvailable Available
Check Writing/Withdrawals6 Withdrawals per month 6 Withdrawals per month 
Debit CardComplimentaryN/A
Online BankingComplimentaryComplimentary
Bill PayComplimentaryComplimentary
                               Interest will be paid on average collected balance
*Ask your banking representative for the account analysis service fees that apply to this account
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