| DeSoto County Bank Customer Benefits - Free, 24 hour access to account information
- No annual credit card fee
- Reduced service charge for direct deposits and eStatements
- Comparative account analysis
- Local loan decision-makers
| Business Account Information - Checking | | | DeSoto Small Business Checking | DeSoto Commercial Checking | DeSoto Business Checking | | Minimum Opening Deposit | $100 | $100 | $5,000 | | Monthly Service Charge | None | Earnings credit to offset service fees* | $12 No monthly fee when you maintain a $5,000 daily balance | | Interest Earned | N/A | N/A | Yes | | E-Statements | Available | Available | Available | | Check Writing/ Withdrawals | 50 items at no charge; $.20 per item thereafter | * | 100 items at no charge; $.20 per item thereafter | | Debit Card | Complimentary | Complimentary | Complimentary | | Online Banking | Complimentary | Complimentary | Complimentary | | Bill Pay | Complimentary | Complimentary | Complimentary | Interest will be paid on average collected balance *Ask your banking representative for the account analysis service fees that apply to this account |
| Business Account Information - Savings | | | DeSoto Business Money Market | DeSoto Business Savings | | Minimum Opening Deposit | $5,000 | $1,000 | | Monthly Service Charge | $10 No monthly fee when you maintain a $5,000 daily balance | $10 No monthly fee when you maintain a $1,000 daily balance | | Interest Earned | Yes | Yes | | E-Statements | Available | Available | | Check Writing/Withdrawals | 6 Withdrawals per month | 6 Withdrawals per month | | Debit Card | Complimentary | N/A | | Online Banking | Complimentary | Complimentary | | Bill Pay | Complimentary | Complimentary | Interest will be paid on average collected balance *Ask your banking representative for the account analysis service fees that apply to this account |
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