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Certificates of Deposit & Individual Retirement Accounts (IRAs)
We offer a multitude of maturities for your certificate of deposit and IRA accounts at competitive market rates. Visit with a Bank representative today at (662) 393-3277 or (662) 349-6333 to choose the right maturity for your needs.

Desktop Depositor
With the installation of software and the right scanning equipment, we can provide the convenience of our Desktop Depositor (certain criteria may apply).
  • Deposit checks from your office
  • Eliminate time consuming and expensive trips to the bank
  • Make deposits to multiple accounts
  • Bank at your convenience 
Investment Consultation
Need help with your retirement plan? Have a need for an investment solution? We can help connect you with just the right solution by assisting in setting your appointment with our Investment Consultant. Call us at (662) 393-3277 or (662) 349-6333 today to set your appointment.

Merchant Processing
Businesses we talk to want the same thing from their merchant services provider: great service, state-of-the-art equipment, and competitive pricing. How do we stack up to your current provider? 

Contact our Merchant Partner ePaymentAmerica at 866-937-7174 for a free consultation and quote. Find out today if you are paying too much! Visit ePaymentAmerica for more information.

Also Available:
  • Telecheck Services
  • Check-by-Phone - Electronic Conversion
  • E-Commerce Solutions
  • Check Cashing Guarantee Program
  • Payroll Cards
Mortgage Loans
DeSoto County Bank offers a wide selection of mortgage programs. Whether you are a first time home buyer, ready for that next home, or need a loan for your custom-built home, we can make your home ownership dreams come true! There are so many factors to consider that will ensure that you have the right mortgage program. The best way to find the answer is to share your current and future goals, priorities and plans with a mortgage professional at DeSoto County Bank. Call us at (662) 349-6333.

Personal Loans
We offer a full array of consumer loan products. The most common of these include:
  • Auto, Boat, ATV, Motorcycle & RV Loans
  • Conventional 2nd Mortgage Loans
  • Home Equity Lines of Credit
  • Home Improvements
  • Loans Security with DeSoto County Bank Certificates of Deposit or Savings Accounts
Other loans are also available for the purchase of other consumer goods, or any of your consumer needs.

Since rates and terms on each of our consumer loan products vary, contact a Consumer Lender for help in selecting the best product for your needs.
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