*2,500 minimum balance required to avoid $9.95 monthly maintenance fee if minimum balance is not maintained, the maintenance fee will reduce earnings on the account.  Minimum opening balance is    $500.  A minimum APY of 2.25% is guaranteed through 12/31/08.  Rate subject to adjustment quarterly.

At DeSoto County Bank, our business philosophy is pretty simple. We think you want to do business with a bank that is committed to our community, knows you personally, provides a level of service that is indicative of how we value you as a customer of our bank, and has a line of products and services that help you better manage your personal or business financial needs. Please drop by or call us and see for yourself the difference “hometown” banking makes.